New York Debt Collector Abuse Attorney
Defending New York Residents from Unfair Collection Practices
Debt collector abuse has been a constant issue for decades. At the Law Offices of Allison Polesky, P.C., we serve to defend the consumer rights of New York residents from debt collectors who violate the Fair Debt Collection Practices Act (FDCPA), the
Telephone Consumer Protection Act (TCPA), and other federal consumer laws. If you or a loved one is being harassed or abused by creditors or debt collectors, speak with a New York debt collection defense lawyer from our firm today to learn how we can help.
Attorney Allison Polesky has former experience as a debt collector and debt collection attorney, which she uses to benefit her clients today as she handles their debt collection defense cases. Few other firms can offer such first-hand experience and insight into how debt collectors think and act. Our team can not only provide aggressive defense but also can skillfully negotiate with credit companies and collection agencies to address the underlying debt that is causing the issue in the first place. Contact our firm today to consult for free with a friendly and knowledgeable member of our legal team to learn what options you have to stop debt collection harassment.
Types of Cases We Handle
Debt collection harassment and other abusive acts come in many forms, all of which are direct violations of consumer law.
FDCPA violations are the most common, in which debt collectors contact consumers excessively or at inappropriate times. They might also use
robocalls and automated calls to cell phones or leave an
illegal voicemail message that violates the consumer's rights, all of which are direct violations of the Telephone Consumer Protection Act. The Fair Credit Reporting Act (FCRA) also grants consumers
validation rights in order to dispute
credit reporting errors.
Perhaps a creditor or debt collector has filed a credit card debt lawsuit against you. If so, you must be notified in writing of such action. If you were
never notified about a debt lawsuit, then the debt collector that filed the suit could obtain a
default judgment from the court allowing them to use extreme measures to recover the debt, such as orders pertaining to
frozen bank accounts and
wage garnishment. You have every right to
sue debt collectors for violations of your rights, including your right to be notified of a lawsuit so that you can defend yourself.
Our firm also provides services to assist clients in resolving their debt-related issues outside of the courtroom. Due to our experience on both sides of the fence, we are in the unique position of being able to negotiate with creditors, lenders, and debt buyers to make consumers' payments more affordable or to work out a debt settlement agreement. This service applies to all potential clients, including clients who are experiencing hardship and have overwhelming student loans to repay. We can help you with
student loan debts and loan workouts.
Debt Collection Defense in New York
Contact an attorney from the Law Offices of Allison Polesky, P.C. for exceptional legal counsel and representation. Our team understands what you are experiencing and will stop at nothing to free you from the harassment and abuse that you are facing. Attorney Polesky is a member of the National Association of Consumer Advocates and of the New York State Bar Association. With her by your side, you can rest assured that you have an aggressive advocated fighting on your behalf. Our team of professionals is prepared to provide the highest quality counsel with the most aggressive representation in the area. Contact our firm today or fill out our
free online evaluation form to discuss your options with a lawyer and find out what we can do to resolve your issue.
We are proud to serve the residents of the Bronx, and all throughout Westchester County and New York with all of their debt collection abuse, debt settlement, and creditor lawsuit needs.